What is a good skin care regiment?

I am 26, and don't really know a thing about parabens, AHA, BHA, etc. So I don't really know how to shop a good cleanser or moisturizer. I'm looking for a drugstore brand. My skin isn't that bad, but it's dry (not terribly so) around the cheeks and chin, and oily around my forehead and nose. My forehead is a bit bumpy, but it doesn't look like acne. And I do get acne around my jawline, chin and around my lips. If there is anything anyone would recommend, I'd appreciate it.