Undecided Question

What are your daily cleansing/moisturing routines?

I just wanted to know because I'm almost (so close) 14, and I have noticed that my skin feels so gross now! I have "whiteheads" near my eyes and it is very dry around there. I get some pimples, but nothing really bad. I just wanted a simple cleansing/moisturing routine that I could start to use! :)
I don't own a whole lot of beauty products, my mom says all I need is "good old fashioned soap and water." I have heard that steaming your face is good for your skin and is better for you?
Please help! I'm a little clueless here! :)