5 Responses for "What are things that I can do to Lower my Car Insurance bill?"

1. lady gaga February 4th, 2010 at 2:59 am 1

   First, shop around. Don't take the first offer you get. Second, how much are your deductibles? You can set them to at least $500 each to help reduce the premium.Third, are you going to have an alarm installed on this vehicle? Many insurance companies give discounts for alarms or some other device to prevent theft. Do you have a good driving record? Ticket free for the last 5 years is usally the question asked. As for the Jeep, go for it! I'd love to have one but just bought a house. Have fun in it!

2. selena gomez February 4th, 2010 at 2:59 am 2

   Unmarried male under 25 driving a brand new SUV, altered to make it more expensive to repair, and more likely to roll (all traction controls are made to work on stock suspension, ride height, etc) will have a high insurance bill, not much you can do to lower it.

3. Vanessa Hudgens February 4th, 2010 at 2:59 am 3

   1. Age – Your age will greatly affect the rate of your car insurance. Teenagers and individuals who are just beginning to drive will have higher rates for no reason other than their age. There is nothing you can do about this, as you get older and become a more experienced driver your rates will go down. Although they will go down, they will not stay down. When you reach a certain age your car insurance rates will go back up because you are an elderly driver and your eyes and coordination may not be as effective anymore.2. Auto Insurance Companies – This is a factor which you have control over. Some car insurance companies offer lower rates than others for many reasons. It is up to you to choose which one will benefit you the most both now and in the long run.3. Gender – Whether you are male or female will also affect the rate of your car insurance. This is yet another factor which you have no control over. Females generally have lower car insurance rates because according to insurance companies men are seen as potential dangerous and careless drivers who are more likely to be involved in car accidents.4. Type of Vehicle – As much as we would all love to be driving a shiny silver Porsche Boxter all around town, the insurance rates for these types of vehicles are unreal. If you want your auto insurance rates to be low, I would suggest driving a car with a lower price tag. The more money your car is worth, the higher your car insurance rate will be.5. Driving Violations – This is another factor which you have control over. I know how tempting it is to race your friends the moment you get your license for the first time, but the amount of money you will pay in the long run hardly seems worth it. Any form of ticket you receive can potentially raise the rate of your car insurance. If you want to pay less for car insurance I would suggest abiding by the rules of the road. Source(s): http://www.divorcekit.com/Cars/Top_5_Fac…

4. Vanessa Hudgens February 4th, 2010 at 2:59 am 4

   Increase your deductible, go with the same insurance company your parents are at, have every safety device you can think of. But raising your deductible is the most reasonable thing to do.

5. taylor lautner February 4th, 2010 at 2:59 am 5

   With the information that you gave…it is going to be hard to lower your insurance bill. As you know, you will have to have full coverage insurance since the vehicle of choice will be financed. About the only thing you are going to get deductions on are an alarm system and some insurance companies will give a small deductions if you carry a high GPA in school.