Is this a good face care regimin? Is not, what is?

I am 18 and have VERY dry, VERY sensitive skin esp. on my face which gets easily irritated and tight when I wash my face. I have been looking for a new face skin care regimen to help me with this problem I have alot of dead skin on my face and I can tell because its dull, when I frown I get little fine lines on my forward(which I believe is caused by dry skin cause i got a facial at a spa once and it disappeared), my face is ashy, and a bit flaky. I want to have bright, smooth, soft, healthy looking and feeling skin. I have been looking into a few products and I was wondering if getting these would help. I am on a budget and can't afford any high end products as of yet to keep up with.

I wanted to get St. Ives facial warming scrub or other St. Ives face scrub, Cetephil facial cleanser, neutragene face toner and cetaphil moisturizing face lotion. Is this a good skin care regimen? If not, what is good or bad in this regimin? I will be using them in that exact order. I have used cetaphil before years in the past as a sample and that thing did wonders for my face. So I'm giving it an official try.

Also I don't have acne prone skin and NEVER had a skin care regimin. Hence, why I might have very dry skin.