8 Responses for "How old do you have to be to get your own car insurance?"

1. lady gaga February 4th, 2010 at 2:06 am 1

   Best Answer – Chosen by Voters yes, this is all very true….we have the same problem in our house…..got to be 18!!yes, its very expensive…but your parents can put you on there's!!if you still live in her house and the address matches with yours….she got to pay the high premium anyway…so get together with hers…my Son pays 3000 dollars a year… alone!Miami Fl is very expensive…

2. selena gomez February 4th, 2010 at 2:06 am 2

   look find a friend you can trust and can trust you too. that's being driving for a long time to add you from s/he's insurance.and it's gonna cost you less price. you could do it at age 18 but it's gonna cost you a lot of money and you don't want that.just find that person and explain them your situations. that's it Source(s): good luck princess

3. taylor lautner February 4th, 2010 at 2:06 am 3

   Yes of course you can get your own car insurance for your car as your protection if ever accidents may happen. You dont need to worry on finding a cheap car insurance company. You can try to search it on the net for an online quotations. Visit a cheap car insurance site like this http://www.nightbirdssolutions.com collect and evaluate the best cheap car insurance provider for your car.

4. taylor lautner February 4th, 2010 at 2:06 am 4

   You can get your own insurance. I highly recommend you do. For one, it is illegal to drive a car with no insurance. Not to mention if you get in an accident you have no coverage to cover any damages. If you get your own policy you can begin to build a good driving record with the company and you will get cheaper rates over time. My parents got me my own policy when I started driving and it was one of the best things they did for me.

5. Vanessa Hudgens February 4th, 2010 at 2:06 am 5

   yes you are old enough to get insurance on your car.and no you do not have to be 18!I did the same thing as your mum said, but my brother already had it and I got a deal and only pay $70 a month and it was normally $150.You have to talk to every place and get the best deal, thats what i did!

6. miley cyrus February 4th, 2010 at 2:06 am 6

   You need to be able to sign a contract, so 18yo is the min.And let your Mom know that SHE is financially responsible for you as a driver until you turn 18. If you are involved in an accident, Mom will get the bills and be dragged into court.Then start negotiating with her from there. Even if you had to split the bill 50/50 you'll be way ahead – and safe and legal.It's great that you want to be responsible – you should feel good about that!

7. Vanessa Hudgens February 4th, 2010 at 2:06 am 7

   Your insurance cost will be MUCH LESS if your mom adds you to her policy.

8. taylor lautner February 4th, 2010 at 2:06 am 8

   You can get your own insurance & get it now. You only have to get insurance on the cars you own & if you only own one, then insure just one. If the car is in your name, your parents can't insure it anyway, they can't insure something they don't own. Your parents need to get their own insurance ASAP because it is illegal & if they have an at fault accident, they will be paying all the damages to the other party out of their own pockets & that could take years to pay. You sound like a very responsible young person. Keep up the good work & you will go far in life.