5 Responses for "How not to leave my parent's car insurance?"

1. taylor lautner February 4th, 2010 at 3:01 am 1

   You get them to guarantee the loan, which means they pay up if you default,plus they could insure it with you as a named driver. Could save you money

2. selena gomez February 4th, 2010 at 3:01 am 2

   HelloSimple answerYou Can'tYou were added as a named driver on your fathers policy as your Fathers policy was for the car for him to be the Main Driver, Your Mother was covered as his Spouse (Wife). You had to be added as you are a higher risk group.When you get your own car it will have to be insured with you as the Main Driver. Your Father would have to be added as a named driver.If you bought insurance on your car in his name and you named as a named driver that would be Illegal and if caught would null and void the insurance and leave you both open to prosecution.This is to stop exactly what you want to do.Andy C

3. selena gomez February 4th, 2010 at 3:01 am 3

   I am not gonna say that I am totally sure about the answer.it is really depending on the personal feelings.thus it would better for you to try to find the best answer yourself.Here http://www.AutoInsuranceIdeas.info/auto-insurance-free.htm is a good resource for reference though.

4. Vanessa Hudgens February 4th, 2010 at 3:01 am 4

   If your under 18 I would say that you will have to have your parents co-sign for you to get the car loan and their name will probably be on the title also.

5. taylor lautner February 4th, 2010 at 3:01 am 5

   No, you can just add your car and ask to be the rated driver on your car. As long as your insured on a vehicle you can remain under your parents policy Source(s): Insurance Agent