7 Responses for "How does car insurance work when driving other peoples cars?"

1. justin bieber February 4th, 2010 at 1:32 am 1

   Best Answer – Chosen by Voters Yes you can drive any car and it don't matter what engine is in the car. 3rd party means if you smash up the other car you won't get it fixed by the insurance company so you will have to put your hand in your pocket.

2. miley cyrus February 4th, 2010 at 1:32 am 2

   The normal situation is that it is cars that are considered similar in engine capacity, value and group or lower. However, the only way to be certain about cover is to ring your insurer and ask them. In most cases if it doesn't you can have it added for a few hours or longer for a nominal charge.

3. selena gomez February 4th, 2010 at 1:32 am 3

   Yes, you can drive another car but only at 3rd party. (The insurance will NOT pay for any damage to the car you're driving). It would be prudent to telephone the respective insurance companies in the first place to qualify your position/insurance. Source(s): Living with cars.

4. lady gaga February 4th, 2010 at 1:32 am 4

   Either you or they or both of you will be insured to drive a vehicle you do not own. Check the policy terms and small print for categories and exemptions. Source(s): 62 cynical years drinking tea in a castle with an abacus, a Rayburn and a ginger tomcat.

5. lady gaga February 4th, 2010 at 1:32 am 5

   Its for any but only for 3rd party cover – that is if you have an accident driving someone elses car that is your fault (the car has to be insured by the owner) then the car that you hit will be covered on your insurance but not the one you are driving

6. selena gomez February 4th, 2010 at 1:32 am 6

   i have a 315bhp car, and I don't let other people drive it. you can drive other peoples cars, as long as the car itself is insured it doesnt matter the horse power. Source(s): Just remember my car is faster then yours.

7. justin bieber February 4th, 2010 at 1:32 am 7

   well i work for an insurance company and insurance follows the car. What that means is if you drive a car make sure the car has insurance and you will be ok. check out the limits and you should be okay.