4 Responses for "How do people “save” so much on car insurance?"

1. Vanessa Hudgens February 4th, 2010 at 4:11 am 1

   Best Answer – Chosen by Voters Insurance rates can vary, but not normally by that much. And, you also have to take into account other factors such as driving record, deductibles, amounts of coverage, and credit history (yes, credit history plays a role in your insurance rates!).The more you're spending on insurance now, the more of a chance that you could save some money by shopping around and switching. Beware, though, the cheapest guy in town isn't always the best. Just like almost everything in life- you get what you pay for.

2. taylor lautner February 4th, 2010 at 4:11 am 2

   you can simply save by the make model and color of your car…For example…a red, ford mustand V8 is going to be crazy rates when compared to a white hyundai elantra…Big insurance hikes are due to:Color: mostly red, and otehr bright, agressive colors…lkike yellow for example…engine: a v8 gets makes your insurance higher than a v6model: a sports car or car that may be "commonly used in agressive driving" such as mustangs camaros etc… cause rates to be higher…also…if you have a good driving history that will lower your rates, no accidents, tickets, etc…different insurance companies will charge different ammounts. I will go on a limb and assume that when they advertise saving $500.00 or more, that 500$ is basically the limit, and those instances are more rare than they make you think…all advertising strategy with hints of truth so as not to get clobbered for "false advertising"

3. lady gaga February 4th, 2010 at 4:11 am 3

   You know those people are actors, right?? Reading a script??This is called Wet Noodle Marketing. You saturate the market, and 100 people will call for quotes, and 3 – 4 will actually switch.

4. selena gomez February 4th, 2010 at 4:11 am 4

   Color does not matter with insurance rates. That's a myth.