Does your car insurance go up when you pass the test?
Author: admin
4
Feb
Does your car insurance go up when you pass the test?
I'm holding a provisional licence and want to buy a car to practise for the test. And I thought I had found the car I wanted. But then, when looking for insurance deals, I was told by a friend that I may have to pay more once I pass the test.
If this is true, then I don't think I will buy a car now. My question is : is this policy enforced by every insurance company in the UK?
14 Responses for "Does your car insurance go up when you pass the test?"
Best Answer – Chosen by Voters There are tons of sites where you can get a free insurance quote. http://www.goodinternetdeals.com/Auto-Insurance.html It only takes roughly 10 minutes to do.
If you are still driving under a provisional license in the UK then you don't need your own policy, whoever is teaching you (ie instructor or whoever is giving you private lessons) should have either put you on their own policy or have a commercial policy to cover you.Once you have passed your test, then and only then should you need to purchase your own insurance on whatever your first car is (preferably a small car with low cubic capacity.
With most insurers, the premium usually goes UP after you advise them you've passed your test. This is because you no longer have to have an experienced driver beside you but are out on your own. Therefore you are a higher risk. Also statistics prove that newly qualified drivers are by far the most likely to be involved in accidents.You'll have to do some hunting yourself.
Your friend is not wrong atall. Yes once you have passed your test your insurance goes up slightly. A provisional licence holder may be more likely to make small mistakes but it's pretty obvious when your Mum is not sitting next to you, you're going to try and show off to your pals. Therefore you're probably at a higher risk of crashing after you have completed your test.Just take a look at go compare.com
Your friend is totally wrong. Insurance is cheaper for full licence holders. Think about it and it makes sense. Why would a learner who is more likely to have an accident pay less ?
i thought if would actually go down once u passed ur test. after u pass ur test u can take a pass plus course and this will lower your insurance quite a bit. i was told its equal to 1 years no claims so that would be worth a go.. all the best
It seems a not easy cracking nut,look around here http://www.Autoinsurancepro.info/auto-insurance-free.htm ,you should find something helpful.
You can compare how the insurance quotes would change, for example here – carinsurance.enacre.net
my son,17, passed his test and his insurance stayed exactly the same as when he was a learnerHe's insured with Direct Line Source(s): me
I say yes, because you are on your own with no supervision – more likely to have an accident.
Ur friend is chating sh!t ur insurance will go down not up hes just jealous because ur geting car and he dont have one
once you pass you test your insurance will go down
NO
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