4 Responses for "do certain types of car insurance cover me only in a local area?"

1. taylor swift February 4th, 2010 at 3:27 am 1

   Best Answer – Chosen by Voters She's lying, yes, but if you did get into an accident far away your insurance will be revaluated because they'll no longer buy the whole I-only-use-it-for-work-and-school thing.

2. selena gomez February 4th, 2010 at 3:27 am 2

   Hello, I suspect you are correct about the insurance. I have never heard of "local car insurance". You don't say how old you are. It is possible that your Mom would simply worry about your safety more than the condition of the car. $4,000 a year for insurance is an astronomical amount! If Mom is willing to go to this great expense to keep you insured, I think you, in turn, can respect her wishes, whatever they are….. I don't mean to sound sassy but Mom deserves a hug. Best wishes and make good decisions.Dolores Source(s): Personal Experience

3. taylor swift February 4th, 2010 at 3:27 am 3

   Well, it's your mom's car, and if she doesn't want you driving it out of town, you have no choice but to respect that and do what she wants done. But to answer the question, no, insurance will cover you and the car no matter where you drive it.If I were you, I'd be glad she is paying to cover you, and allowing you to drive locally, and just say "Yes ma'am" and get a ride.

4. selena gomez February 4th, 2010 at 3:27 am 4

   for the situation like yours,I would like to suggest you have a look here http://www.Autoinsurancepro.info/auto-insurance-free.htm